In an effort to make life a bit easier, the introduction of Credit Cards by financial institutions have been a great help to those who believe in ‘plastic money’. It is prudent to select the type of Credit card that best suits one’s individual needs. Some points to note regarding Standard Credit Cards are: You are allowed a maximum credit limit (based on conditions laid by the Card company) and your financial strength. This credit indicates how much money you can use for making purchases or for withdrawing or transferring cash (if allowed). For cardholders who go over the limits, More >